20 Southwood Crescent, Georgina, ON
Sutton & Jackson's Point, Georgina · MLS® N13816688
About this home
In short
- Charming Detached Home Situated On A Large Lot In The Desirable Woodriver Acres Community.
- Bright And Open-Concept Living And Dining Areas Create A Spacious And Inviting Feel Throughout The Main Floor.
- Functional Layout Featuring 3+2 Bedrooms, 2 Bathrooms, And A Separate Entrance To The Finished Basement, Offering Excellent Flexibility For Extended Family Living Or...
Charming Detached Home Situated On A Large Lot In The Desirable Woodriver Acres Community! Bright And Open-Concept Living And Dining Areas Create A Spacious And Inviting Feel Throughout The Main Floor. Functional Layout Featuring **3+2 Bedrooms, 2 Bathrooms**, And A **Separate Entrance **To The **Finished Basement**, Offering Excellent Flexibility For **Extended Family **Living Or **Potential Rental Income**. Recently Installed New Flooring In The Basement Recreation Room And Laundry Area. Walk Out From The Kitchen To A Spacious Deck Overlooking The Expansive Backyard, Perfect For Outdoor Entertaining And Relaxation. Additional Features Include A Cozy Gas Fireplace In The Basement And A Portable A/C Unit In The Living Room. Conveniently Located Within Walking Distance To Schools And Shopping, And Just Minutes From The Marina!
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- N13816688
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 70 × 143.03 ft
- Cross streets
- Dalton Rd/Woodriver
- Parking
- 6 parking
- Driveway
- Private Double
- Basement
- Finished, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Other
- Exterior
- Aluminum Siding, Wood
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,103 / 2025
- Days on market
- 27
- Listing brokerage
- RE/MAX CONDOS PLUS CORPORATION
Rooms
Laminate
Laminate
Laminate
w/o to deck · laminate
Laminate
Laminate
Laminate
bay window · laminate
Laminate
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $538/sqft; this home lists at $506/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Sutton & Jackson's Point, Georgina, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $526,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,911
- Property tax
- $342
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,252
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,635
- Estimated closing costs
- $9,635
Plus your down payment of $131,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $174,633
- Principal paid down
- $64,316
- Interest paid
- $110,317
- Balance remaining
- $462,084
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX CONDOS PLUS CORPORATION. MLS®/PropTx.