114-481 Rupert Avenue, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13798660

$439,000
For Sale
Listed 32 days agoNo offer date stated
Request a showing
◎ Directions
1+1Bedrooms
1Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • GLENGROVE ON THE PARK is one of the most unique and private locations in Stouffville.
  • This particular Garden Suite is full of the most amazing natural light.
  • As soon as you walk in, you will notice the open concept living area and the inviting terrace for your morning coffee.
  • Enjoy the pool, gym, and party room.

GLENGROVE ON THE PARK is one of the most unique and private locations in Stouffville. This particular Garden Suite is full of the most amazing natural light. As soon as you walk in, you will notice the open concept living area and the inviting terrace for your morning coffee. The fabulous kitchen with full size stainless steel appliances and sleek countertops just awaits for family dinners to be prepared. This is not just a spacious and gracious condo it is a complete lifestyle. The seamless layout provides an office/den right off the hallway entrance and for extra privacy , the Primary Bedroom is tucked in at the far right. How perfect! Enjoy the pool, gym, and party room. Whether you are a first time buyer, a family, or downsizer, this location is exceptional!!

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
N13798660
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
700-799 sq ft
Cross streets
Rupert Ave + Westlawn Cres
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Roof
Asphalt Shingle, Tar and Gravel
Maintenance
$448/mo
Exposure
South
Property tax
$2,414 / 2025
Days on market
32
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Primary BedroomMain3.48 × 2.92 m

laminate · closet

Dining RoomMain6.48 × 4.14 m

laminate · combined w/living

KitchenMain3.66 × 2.92 m

laminate · stainless steel appl · quartz counter

Living RoomMain6.48 × 4.14 m

laminate · combined w/dining

DenMain3.33 × 1.96 m

laminate · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,001/mo
$95KIncome needed
4.6×Price ÷ income
$462Weekly cost
$5,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,001Property tax $201Condo fee $448Total carry $2,650

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,942per month

Mortgage amount $351,200 · 4.49% over 25 years

$87,800Down payment (20.0%)
$351,200Loan before insurance
$0CMHC premium
$2,591Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,942
Property tax
$201
Condo / maintenance fees
$448
Heating
$0
Estimated monthly cost
$2,591

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,255
Estimated closing costs
$5,255

Plus your down payment of $87,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,350/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$231,354Total interest paid
$582,554Total of all payments
Principal $351,200 Interest $231,354
YearPrincipalInterestBalance
1$7,837$15,465$343,363
2$8,193$15,109$335,170
3$8,565$14,737$326,604
4$8,954$14,348$317,650
5$9,361$13,942$308,290
6$9,786$13,517$298,504
7$10,230$13,072$288,274
8$10,694$12,608$277,580
9$11,180$12,122$266,400
10$11,688$11,615$254,713
11$12,218$11,084$242,494
12$12,773$10,529$229,721
13$13,353$9,949$216,368
14$13,959$9,343$202,409
15$14,593$8,709$187,816
16$15,256$8,047$172,561
17$15,948$7,354$156,613
18$16,672$6,630$139,940
19$17,429$5,873$122,511
20$18,221$5,081$104,290
21$19,048$4,254$85,242
22$19,913$3,389$65,329
23$20,817$2,485$44,512
24$21,762$1,540$22,750
25$22,750$552$0

At the end of your 5-year term

Total paid over the term
$116,511
Principal paid down
$42,910
Interest paid
$73,601
Balance remaining
$308,290

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
3.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.6%
Gross yield
− Property tax $2,414− Condo fees $5,380− Insurance $600− Vacancy & upkeep $3,168Net operating income $17,238

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

CallRequest a showing