25 Cemetery Lane, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13802932

$985,000
For Sale
Listed 32 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Some homes give you space.
  • Enjoy the best of both worlds at 25 Cemetery Lane, where a generous 40' x 151' lot and a flexible backsplit layout offer room to spread out, relax and entertain, all...
  • With 3+1 bedrooms, two renovated bathrooms and space to make your own updates over time, this home offers plenty of possibilities for growing families, downsizers who...

Some homes give you space. This one gives you room to live.Enjoy the best of both worlds at 25 Cemetery Lane, where a generous 40' x 151' lot and a flexible backsplit layout offer room to spread out, relax and entertain, all within walking distance of downtown Stouffville.Inside, multiple living areas provide the flexibility today's buyers are looking for. Gather around the fireplace in the family room, enjoy the separate living and dining areas, or head downstairs to the recreation room with its own bar, perfect for hosting friends or enjoying a night in.With 3+1 bedrooms, two renovated bathrooms and space to make your own updates over time, this home offers plenty of possibilities for growing families, downsizers who aren't ready to give up their space, or buyers looking for a home with room to personalize.Outside, the deep backyard offers space to garden, entertain, play or simply enjoy a little breathing room. And when you're ready to head out, downtown Stouffville's shops, restaurants and everyday conveniences are just a walk away.

Key facts

Property type
Detached, Backsplit 4
MLS®
N13802932
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1500-2000 sq ft
Lot
40 × 151 ft
Cross streets
Main Street East/ Cemetery Lane
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,174 / 2026
Days on market
32
Listing brokerage
ENGEL & VOLKERS TORONTO CITY

Rooms

FoyerSecond1.76 × 1.79 m

Closet

Utility RoomBasement2.96 × 4.80 m
KitchenSecond2.74 × 6.09 m

Eat-in Kitchen

RecreationBasement2.91 × 4.90 m
BathroomGround2.03 × 1.84 m
OtherBasement3.68 × 3.07 m

wet bar · bar sink

Bedroom 2Third3.73 × 2.87 m
Living RoomSecond3.38 × 4.44 m

Combined w/Dining

Dining RoomSecond3.81 × 3.54 m

Combined w/Living

Bedroom 3Third2.76 × 2.62 m
BathroomThird3.00 × 2.30 m

Combined w/Primary

Primary BedroomThird2.99 × 3.97 m
DenGround2.99 × 6.37 m
Family RoomGround3.73 × 6.52 m
LaundryBasement2.87 × 3.07 m

Laundry Sink

Our TakeTeam Asgarian · Broker
A small discount is typical
$961Klikely sale price

Listed at $985,000. Going by how homes in Stouffville have actually closed against their asking prices (about 98%, 56 local closings in 90 days), the likely sale price is near $961K, if it sells. A realistic range is $900K to $1.08M.

Independent value check: $929K. Without looking at the asking price, our model values the home itself about 6% below the ask (homes like it typically land between $871K and $974K).

Why $929K. The typical detached home sold in Stouffville over the past year went for about $1.20M (252 sales). What sets this one apart:

  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $5,174 a year; the typical home sold here pays about $6,000.
  • ▼ Lowers itIt is 1,500 to 2,000 sq ft; the typical home sold here is 2,000 to 2,500.
  • ▼ Lowers it1 garage and 3 total parking spaces, against 2 and 4 typically.
  • ▼ Lowers it slightly3+1 bedrooms and 2 baths, against 4+1 and 4 typically.
List price
$900KBelow recent closings$1.08MAbove recent closings

Total price vs nearby homes. Likely closing about $961K, from 56 recent closings in this pocket.

The market behind the math:

56sold nearby · 90 days
$1.17Mmedian sold price
97%of asking, on average
−7%prices vs a year ago
~34 dayshomes like this take to sell
32days on market so far
$3,078/moest. rent · 56 leases
3.7%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 4 months of inventory: 75 detached homes for sale in the area against 56 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $563/sqft against an area asking average of $625/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 56 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $943K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($563/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Stouffville, so I widened the search to the surrounding area.

Based on 56 comparable homes that sold in Stouffville over the past two years, from 483 closings there.

What sellers nearby are askingCurrently listed nearby in Stouffville · asking prices
$1.01Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $929K, which is where my estimate comes from.

Per square foot, these ask about $689/sqft; this home lists at $563/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
985kThis home929k1.05M900k960k1.19MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Stouffville: $1.17M in September 2026, down 1% from a year ago, on 249 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.26M31
November 2025$1.15M32
December 2025$1.23M14
January 2026$1.28M12
February 2026$1.21M13
March 2026$1.29M15
April 2026$1.19M18
May 2026$1.08M22
June 2026$1.20M23
July 2026$1.13M26
August 2026$1.23M22
September 2026$1.17M21

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.22M
Ballantrae
$1.79M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,489/mo
$188KIncome needed
5.2×Price ÷ income
$1,036Weekly cost
$16,175Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,489Property tax $431Total carry $4,920

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,357per month

Mortgage amount $788,000 · 4.49% over 25 years

$197,000Down payment (20.0%)
$788,000Loan before insurance
$0CMHC premium
$4,788Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,357
Property tax
$431
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,788

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,175
Estimated closing costs
$16,175

Plus your down payment of $197,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,273/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$519,096Total interest paid
$1,307,096Total of all payments
Principal $788,000 Interest $519,096
YearPrincipalInterestBalance
1$17,585$34,699$770,415
2$18,383$33,901$752,032
3$19,218$33,066$732,814
4$20,090$32,193$712,724
5$21,003$31,281$691,721
6$21,956$30,328$669,765
7$22,953$29,331$646,812
8$23,995$28,289$622,816
9$25,085$27,199$597,731
10$26,224$26,060$571,508
11$27,414$24,869$544,093
12$28,659$23,625$515,434
13$29,960$22,323$485,474
14$31,321$20,963$454,153
15$32,743$19,541$421,410
16$34,229$18,054$387,181
17$35,784$16,500$351,397
18$37,408$14,876$313,989
19$39,107$13,177$274,882
20$40,882$11,401$234,000
21$42,739$9,545$191,261
22$44,679$7,605$146,582
23$46,708$5,576$99,874
24$48,828$3,455$51,045
25$51,045$1,238$0

At the end of your 5-year term

Total paid over the term
$261,419
Principal paid down
$96,279
Interest paid
$165,140
Balance remaining
$691,721

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 56 whole-home leases in Stouffville$3,078/mo
$36,936Gross annual rent
2.7%Cap rate after taxes and upkeep
$2,814 to $3,391Typical rent range
~34 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 56 whole-home leases in Stouffville signed at a median of $3,384 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,078. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.7%
Gross yield
− Property tax $5,174− Insurance $1,400− Vacancy & upkeep $4,063Net operating income $26,299

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ENGEL & VOLKERS TORONTO CITY. MLS®/PropTx.

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