204 The Queensway, Georgina, ON
Keswick South, Georgina · MLS® N13817486
About this home
In short
- Commanding channel views and spectacular western exposure set the stage for this architecturally distinct wraparound bungalow on an almost half-acre lot.
- The primary retreat features a renovated 5-piece ensuite and custom built-in wardrobes.
- Designed for convenient single-level living, the home features recent updates completed in 2025, including flooring, fresh paint throughout, renovated bathrooms and...
- The registered one-bedroom apartment with a separate entrance offers potential for rental income, multigenerational living, extended family or guests.
- The partial basement and poured concrete crawlspace beneath the addition provide ample storage.
Commanding channel views and spectacular western exposure set the stage for this architecturally distinct wraparound bungalow on an almost half-acre lot. Enjoy 235 feet of shoreline and direct access to Lake Simcoe, all within walking distance to shops, restaurants, groceries and everyday amenities. This property offers an inspiring canvas for buyers looking to build on recent updates and bring their own vision to a distinctive waterfront home. Large windows and multiple walkouts capture the beauty of the surroundings. Wake up to peaceful channel views from all three bedrooms, enjoy ever-changing water views from the principal living spaces and take in breathtaking sunsets. The primary retreat features a renovated 5-piece ensuite and custom built-in wardrobes. Two additional bedrooms offer direct access to the sunroom and peaceful water views. Designed for convenient single-level living, the home features recent updates completed in 2025, including flooring, fresh paint throughout, renovated bathrooms and updated lighting. The spacious screened-in sunroom is an inviting place to relax, entertain, enjoy your morning coffee or unwind while taking in the waterfront setting. The registered one-bedroom apartment with a separate entrance offers potential for rental income, multigenerational living, extended family or guests. Complete with its own private deck and sitting area, it provides privacy and flexibility. A dedicated office with direct access to the garage adds convenience for those working from home. An unfinished second-storey bonus room offers exciting future expansion potential, with the possibility to create additional living space along with a private outdoor deck & stair access. The partial basement and poured concrete crawlspace beneath the addition provide ample storage. Distinctive architecture, spectacular sunsets and everyday convenience, with room to bring your waterfront vision to life.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13817486
- Bedrooms
- 4
- Bathrooms
- 3
- Size
- 2000-2500 sq ft
- Lot
- 44.46 × 167.16 ft
- Cross streets
- The Queensway S & S Channel Dr
- Parking
- 1 garage · 7 parking (attached)
- Driveway
- Private
- Basement
- Partial Basement
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block, Other, Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,302 / 2025
- Days on market
- 26
- Listing brokerage
- LPT REALTY
Rooms
laminate · overlook water · closet
tile floor · window · w/o to porch
overlook water · w/o to sunroom · laminate
open concept · w/o to deck · overlook water
closet · window · w/o to yard
5 pc ensuite · overlook water · laminate
breakfast bar · window · open concept
laminate · overlook water · closet
laminate · closet · access to garage
laundry sink · b/i shelves
broadloom · 4 pc ensuite · walk-in closet(s)
overlook water · stainless steel appl · pantry
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
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For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $423/sqft; this home lists at $422/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Keswick South, Georgina, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $759,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,198
- Property tax
- $525
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,723
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,455
- Estimated closing costs
- $15,455
Plus your down payment of $189,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $251,865
- Principal paid down
- $92,760
- Interest paid
- $159,105
- Balance remaining
- $666,440
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LPT REALTY. MLS®/PropTx.