161 Church Street, Whitchurch-Stouffville, ON
Stouffville, Whitchurch-Stouffville · MLS® N13998066
About this home
In short
- Small town living w city amenities.
- Stroll down to Main St for a coffee, summer festivals, live music on a patio, and access 1st class community amenities including top schools, sports & recreation...
Small town living w city amenities! This charming detached is on one of the prettiest streets in Stouffville - a low traffic, family friendly cul de sac surrounded by magnificent trees & a mix of historic & modern homes. Stroll down to Main St for a coffee, summer festivals, live music on a patio, and access 1st class community amenities including top schools, sports & recreation complexes, shopping & more - Stouffville has it all, along w an easy GO Train (walking distance!) commute to the downtown core. . Detached single car garage. Step out to the fenced backyard paradise , mature gardens. This house offers so much opportunity for the smart buyer: It's absolutely "live in" now with the ability to grow equity by adding improvements as you go; it's an incredible lot, prime for a rebuild of your 'dream house' in an already-proven area; It's an affordable option for the best-valued home on a high value street. Whether this is your first step on the property ladder, a move-up, an investment or a downsizing option - this is a great opportunity to get your foot in the door with a detached home, on an oversized lot, on a beautiful street you will treasure coming home to.
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- N13998066
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 50 × 135 ft
- Cross streets
- Church/Millard
- Parking
- 1 garage · 5 parking (detached)
- Basement
- Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Unknown
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $5,301 / 2026
- Days on market
- 7
- Listing brokerage
- RE/MAX HALLMARK YORK GROUP REALTY LTD.
Listed at $749,000. Going by how homes in Stouffville have actually closed against their asking prices (about 98%, 56 local closings in 90 days), the likely sale price is near $730K, if it sells. A realistic range is $684K to $823K.
Independent value check: $877K. Without looking at the asking price, our model values the home itself about 17% above the ask (homes like it typically land between $822K and $919K).
Why $877K. The typical detached home sold in Stouffville over the past year went for about $1.20M (252 sales). What sets this one apart:
- ▼ Lowers it stronglyIt is 1,100 to 1,500 sq ft; the typical home sold here is 2,000 to 2,500.
- ▼ Lowers itIts tax bill, which follows the city's own assessment, is $5,301 a year; the typical home sold here pays about $6,000.
- ▼ Lowers it slightly3 bedrooms and 2 baths, against 4+1 and 4 typically.
- ▼ Lowers it slightly1 garage and 5 total parking spaces, against 2 and 4 typically.
Total price vs nearby homes. Likely closing about $730K, from 56 recent closings in this pocket.
The market behind the math:
About 3.3 months of inventory: 61 detached homes for sale in the area against 56 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $576/sqft against an area asking average of $644/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 56 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $909K. Condition and finishes remain an in-person call.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Stouffville, so I widened the search to the surrounding area.
Based on 56 comparable homes that sold in Stouffville over the past two years, from 483 closings there.
For sale
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For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $877K, which is where my estimate comes from.
Per square foot, these ask about $657/sqft; this home lists at $576/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Stouffville: $1.17M in September 2026, down 1% from a year ago, on 249 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.26M | 31 |
| November 2025 | $1.15M | 32 |
| December 2025 | $1.23M | 14 |
| January 2026 | $1.28M | 12 |
| February 2026 | $1.21M | 13 |
| March 2026 | $1.29M | 15 |
| April 2026 | $1.19M | 18 |
| May 2026 | $1.08M | 22 |
| June 2026 | $1.20M | 23 |
| July 2026 | $1.13M | 26 |
| August 2026 | $1.23M | 22 |
| September 2026 | $1.17M | 21 |
Neighbourhood & location
Stouffville, Whitchurch-Stouffville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.
Mortgage amount $599,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,313
- Property tax
- $442
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,755
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,455
- Estimated closing costs
- $11,455
Plus your down payment of $149,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $198,785
- Principal paid down
- $73,211
- Interest paid
- $125,574
- Balance remaining
- $525,989
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 31 whole-home leases in Stouffville signed at a median of $3,115 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,980. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD.. MLS®/PropTx.