12 Candlewood Crescent, Toronto, ON
York University Heights, Toronto · MLS® W13714354
About this home
In short
- Solid detached brick construction on a generous 60-foot lot, and decades of pride of ownership define this well-maintained 4-level sidesplit in Toronto's York...
- Owned and cared for by the same family for many years, this spacious home offers 3 bedrooms, 2 bathrooms, an attached garage, and parking for up to five vehicles.
- A sunroom addition overlooking the backyard extends the living area and provides a comfortable space to relax and enjoy throughout the seasons.
- Situated on a generous 60' x 102' lot, the property offers exceptional space both inside and out.
- Commuters will appreciate being steps to TTC service on Sentinel Road, minutes to Finch West and Pioneer Village subway stations, and close to the recently completed...
Solid detached brick construction on a generous 60-foot lot, and decades of pride of ownership define this well-maintained 4-level sidesplit in Toronto's York University Heights community. Owned and cared for by the same family for many years, this spacious home offers 3 bedrooms, 2 bathrooms, an attached garage, and parking for up to five vehicles. The functional multi-level layout features bright principal rooms, providing ample space for everyday living and entertaining. The finished lower level includes a large family room, offering the flexibility for a recreation area, home office, or additional living space.A sunroom addition overlooking the backyard extends the living area and provides a comfortable space to relax and enjoy throughout the seasons. Numerous updates have been completed over the years, reflecting the care and attention this home has received. Situated on a generous 60' x 102' lot, the property offers exceptional space both inside and out. Conveniently located near Elia Middle School, Lamberton Public School, C.W. Jefferys Collegiate Institute, York University, parks, shopping, and community amenities. Commuters will appreciate being steps to TTC service on Sentinel Road, minutes to Finch West and Pioneer Village subway stations, and close to the recently completed Finch West LRT. An excellent opportunity to own a well-cared-for detached home in an established North York neighbourhood with outstanding transit access and everyday conveniences nearby.
Key facts
- Property type
- Detached, Sidesplit 4
- MLS®
- W13714354
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1500-2000 sq ft
- Lot
- 60 × 102.08 ft
- Cross streets
- Sentinel Rd. and Finch Ave. W
- Parking
- 1 garage · 5 parking (built-in)
- Driveway
- Private Double
- Basement
- Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,328 / 2025
- Days on market
- 13
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
hardwood floor · closet · window
laminate · w/o to sunroom · l-shaped room
hardwood floor · mirrored closet · window
combined w/laundry · concrete floor · laundry sink
ceramic floor · above grade window · large closet
laminate · picture window · overlooks dining
concrete floor · large closet · window
ceramic floor · galley kitchen · eat-in kitchen
hardwood floor · closet · window
Listed at $1,049,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.02M, typically $965K to $1.08M. Comparable closings on their own put this home around $936K, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.
Second read, from the city assessment: $836K. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.
One thing to square: the homes for sale nearby are asking more than this one. My estimate is built on recent closings, and around here sellers have been asking more than buyers end up paying. So this can be the least expensive home on the street and still be priced ahead of where sales actually land.
Total price vs nearby homes. Fair value about $1.02M, median of 28 comparables.
The market behind the math:
About 1.3 months of inventory: 5 detached homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $599/sqft against an area asking average of $752/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
I take the 28 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $836K, a bit lower.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Lamberton Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in York University Heights, so I widened the search to the surrounding area.
Based on 28 comparable homes that sold in York University Heights over the past two years, from 54 closings there.
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $936K, which is where my estimate comes from.
Per square foot, these ask about $752/sqft; this home lists at $599/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
York University Heights, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 9, 2026); conventional rates run a little higher.
Mortgage amount $839,200 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,524
- Property tax
- $361
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,885
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $17,455
- Toronto municipal land transfer tax
- $17,455
- Estimated closing costs
- $34,910
Plus your down payment of $209,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $271,453
- Principal paid down
- $105,620
- Interest paid
- $165,833
- Balance remaining
- $733,580
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 6 whole-home leases in York University Heights signed at a median of $3,600 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,147. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.