2119-481 Rupert Avenue, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13829904

$479,999
For Sale
Listed 24 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Beautiful Spacious and Gracious corner Suite with oversized terrace, featuring 2 generous Bedrooms and 2 Bathrooms.
  • The Open concept living space is flooded with natural light.
  • Enjoy the beautiful plank flooring with exceptional Chef's Kitchen that has a stone counter, stylish backlash and stainless steel appliances.
  • The Primary includes an Ensuite and large closet.
  • Do not miss out on your amenities that include a gym, indoor pool and meeting/party room.

Beautiful Spacious and Gracious corner Suite with oversized terrace, featuring 2 generous Bedrooms and 2 Bathrooms. The Open concept living space is flooded with natural light. Enjoy the beautiful plank flooring with exceptional Chef's Kitchen that has a stone counter, stylish backlash and stainless steel appliances. The Primary includes an Ensuite and large closet. Take pleasure in stepping outside on your private Balcony for your morning coffee. Do not miss out on your amenities that include a gym, indoor pool and meeting/party room. Unbeatable location just steps from shops, cafes, transit and parks. A most perfect place to call HOME

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
N13829904
Bedrooms
2
Bathrooms
2 (1 half)
Size
700-799 sq ft
Cross streets
Rupert Ave + Westlawn Cres
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Roof
Asphalt Shingle, Tar and Gravel
Maintenance
$587/mo
Exposure
North West
Property tax
$2,771 / 2026
Days on market
24
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Primary BedroomMain3.30 × 2.97 m

laminate · closet · ensuite bath

Dining RoomMain3.30 × 2.97 m

laminate · combined w/living

KitchenMain5.58 × 2.41 m

stainless steel appl · quartz counter · backsplash

BedroomMain3.50 × 2.38 m

laminate · closet

Living RoomMain4.55 × 4.04 m

laminate · combined w/dining · w/o to terrace

Our TakeTeam Asgarian · Broker
A small discount is typical
$467Klikely sale price

Listed at $479,999. Going by how homes in Stouffville and the wider GTA have actually closed against their asking prices (about 97%, 5 local closings in 90 days), the likely sale price is near $467K, if it sells. A realistic range is $440K to $506K.

Independent value check: $533K. Without looking at the asking price, our model values the home itself about 11% above the ask (homes like it typically land between $496K and $560K).

Why $533K. The typical condo sold in Stouffville over the past year went for about $699K (22 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $2,771 a year; the typical home sold here pays about $3,500.
  • ▼ Lowers it stronglyIt is 700 to 799 sq ft; the typical home sold here is 950 to 1,099.
List price
$440KBelow recent closings$506KAbove recent closings

Total price vs nearby homes. Likely closing about $467K, from 5 recent closings in this pocket.

The market behind the math:

5sold nearby · 90 days
$770Kmedian sold price
98%of asking, on average
+3%prices vs a year ago
~12 dayshomes like this take to sell
24days on market so far
$2,517/moest. rent · 54 leases
6.3%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 12 months of inventory: 20 condo apartment homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $640/sqft against an area asking average of $685/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $526K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Stouffville, so I widened the search to the surrounding area.

Based on 6 homes sold in this building over the past two years, from 61 closings in Stouffville.

What sellers nearby are askingCurrently listed nearby in Stouffville · asking prices
$500kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $533K, which is where my estimate comes from.

Per square foot, these ask about $667/sqft; this home lists at $640/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
480kThis home499k510k512k479k500kThis home vs active comparables

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,188/mo
$105KIncome needed
4.6×Price ÷ income
$505Weekly cost
$6,075Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,188Property tax $231Condo fee $587Total carry $3,006

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,123per month

Mortgage amount $383,999 · 4.49% over 25 years

$96,000Down payment (20.0%)
$383,999Loan before insurance
$0CMHC premium
$2,941Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,123
Property tax
$231
Condo / maintenance fees
$587
Heating
$0
Estimated monthly cost
$2,941

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,075
Estimated closing costs
$6,075

Plus your down payment of $96,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,570/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$252,960Total interest paid
$636,959Total of all payments
Principal $383,999 Interest $252,960
YearPrincipalInterestBalance
1$8,569$16,909$375,430
2$8,958$16,520$366,472
3$9,365$16,113$357,107
4$9,790$15,688$347,316
5$10,235$15,244$337,082
6$10,699$14,779$326,382
7$11,185$14,293$315,197
8$11,693$13,785$303,504
9$12,224$13,254$291,280
10$12,779$12,699$278,501
11$13,359$12,119$265,141
12$13,966$11,513$251,175
13$14,600$10,878$236,576
14$15,263$10,216$221,313
15$15,956$9,523$205,357
16$16,680$8,798$188,676
17$17,438$8,041$171,239
18$18,229$7,249$153,009
19$19,057$6,421$133,952
20$19,922$5,556$114,030
21$20,827$4,651$93,203
22$21,773$3,706$71,431
23$22,761$2,717$48,669
24$23,795$1,684$24,875
25$24,875$603$0

At the end of your 5-year term

Total paid over the term
$127,392
Principal paid down
$46,918
Interest paid
$80,474
Balance remaining
$337,082

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 54 whole-home leases in Stouffville$2,517/mo
$30,204Gross annual rent
3.4%Cap rate after taxes and upkeep
$2,337 to $2,643Typical rent range
~12 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 54 whole-home leases in Stouffville signed at a median of $2,479 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,517. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.3%
Gross yield
− Property tax $2,771− Condo fees $7,047− Insurance $600− Vacancy & upkeep $3,322Net operating income $16,463

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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