62 North Street, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N14088958

$485,000
For Sale
Listed 3 days agoNo offer date stated
Request a showing
◎ Directions
3Bedrooms
2Bathrooms
1Garage · 5 parking
1500-2000Sq ft

About this home

In short

  • Welcome to 62 North Street in Sutton West.
  • This charming 3-bedroom detached home offers a wonderful opportunity to enjoy the relaxed lifestyle and welcoming community of Sutton.
  • Featuring an oversized detached garage & shop and over 1,700 sq. ft. of living space, this home is an excellent choice for families, first-time buyers, downsizers, or...
  • Walk out from the living room onto a covered porch approximately 40 feet long-an ideal spot to relax and enjoy the fresh outdoors.
  • Families will appreciate the proximity to local schools and community facilities, including Black River Public School, while recreational amenities such as the...

Welcome to 62 North Street in Sutton West! This charming 3-bedroom detached home offers a wonderful opportunity to enjoy the relaxed lifestyle and welcoming community of Sutton. Featuring an oversized detached garage & shop and over 1,700 sq. ft. of living space, this home is an excellent choice for families, first-time buyers, downsizers, or anyone looking to make a move to this sought-after Georgina community.Walk out from the living room onto a covered porch approximately 40 feet long-an ideal spot to relax and enjoy the fresh outdoors. The shingles, furnace, A/C, and tankless hot water heater are all less than 10 years old. Electrical wiring has been replaced in the past. The living and dining rooms retain their original baseboards. A large walk-in storage closet is conveniently located in the upstairs hall.Located in the heart of Sutton West, this property puts you close to the area's natural beauty, recreation, and small-town amenities. Enjoy easy access to Lake Simcoe, with nearby waterfront destinations and outdoor activities, or spend the day exploring Sibbald Point Provincial Park, known for its sandy beach, wooded hiking trails, picnic areas, and boating access.The surrounding Sutton/Jackson's Point area is celebrated for its lakeside setting, historic character, parks, trails, local shops, restaurants, and strong sense of community. The nearby Sutton Rail Trail provides another option for walking and outdoor recreation, while downtown Sutton offers convenient everyday amenities and local dining.Families will appreciate the proximity to local schools and community facilities, including Black River Public School, while recreational amenities such as the Georgina Leisure Pool & Arena Hall are also nearby.Nestled in a community surrounded by Lake Simcoe, scenic parks, trails, and the charm of Sutton, this beautiful home offers the perfect blend of small-town living and everyday convenience. Don't miss out!

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
N14088958
Bedrooms
3
Bathrooms
2
Size
1500-2000 sq ft
Lot
66 × 79.5 ft
Cross streets
Hwy 48 & North Street
Parking
1 garage · 5 parking (detached)
Driveway
Private Double
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Foundation
Concrete
Roof
Asphalt Shingle, Metal
Sewer
Sewer
Property tax
$3,350 / 2026
Days on market
3
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Family RoomMain5.40 × 4.43 m
Bedroom 3Second2.82 × 2.12 m

Hardwood Floor

Bedroom 2Second2.82 × 2.12 m

Hardwood Floor

OtherMain6.10 × 2.00 m
Primary BedroomSecond3.92 × 2.88 m

Hardwood Floor

Living RoomMain4.10 × 4.00 m

hardwood floor · w/o to porch · closet

KitchenMain4.15 × 4.10 m

Pantry

Dining RoomMain5.20 × 2.80 m

hardwood floor · french doors

Our TakeTeam Asgarian · Broker
A small discount is typical
$469Klikely sale price

Listed at $485,000. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 97%, 29 local closings in 90 days), the likely sale price is near $469K, if it sells. A realistic range is $439K to $529K.

Independent value check: $582K. Without looking at the asking price, our model values the home itself about 20% above the ask (homes like it typically land between $546K and $610K).

Why $582K. The typical detached home sold in Sutton & Jackson's Point over the past year went for about $810K (113 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $3,350 a year; the typical home sold here pays about $4,600.
  • ▼ Lowers it3 bedrooms and 2 baths, against 3+1 and 3 typically.
  • ▼ Lowers it slightly1 garage and 5 total parking spaces, against 2 and 5 typically.
  • ▼ Lowers it slightlyIts lot is 66 by 80 ft; the typical lot sold here is 60 by 124.
List price
$439KBelow recent closings$529KAbove recent closings

Total price vs nearby homes. Likely closing about $469K, from 29 recent closings in this pocket.

The market behind the math:

29sold nearby · 90 days
$815Kmedian sold price
94%of asking, on average
+7%prices vs a year ago
~50 dayshomes like this take to sell
3days on market so far
$2,801/moest. rent · 35 leases
6.9%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 8.3 months of inventory: 80 detached homes for sale in the area against 29 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $277/sqft against an area asking average of $497/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $604K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Sutton & Jackson's Point, so I widened the search to the surrounding area.

Based on 29 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 221 closings there.

What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$515kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $582K, which is where my estimate comes from.

Per square foot, these ask about $354/sqft; this home lists at $277/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
485kThis home440k610k425k549k550kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Sutton & Jackson's Point: $815K in September 2026, down 1% from a year ago, on 105 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$813K6
November 2025$765K11
December 2025$835K5
February 2026$868K6
March 2026$785K7
April 2026$822K10
May 2026$867K12
June 2026$755K17
July 2026$832K17
August 2026$740K8
September 2026$815K6

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Historic Lakeshore Communities
$1.04M
Virginia
$683K
Keswick North
$960K
Pefferlaw
$808K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,210/mo
$97KIncome needed
5.0×Price ÷ income
$510Weekly cost
$6,175Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $2,210Property tax $279Total carry $2,490

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,145per month

Mortgage amount $388,000 · 4.49% over 25 years

$97,000Down payment (20.0%)
$388,000Loan before insurance
$0CMHC premium
$2,424Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,145
Property tax
$279
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,424

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,175
Estimated closing costs
$6,175

Plus your down payment of $97,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,597/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$255,596Total interest paid
$643,596Total of all payments
Principal $388,000 Interest $255,596
YearPrincipalInterestBalance
1$8,659$17,085$379,341
2$9,052$16,692$370,290
3$9,463$16,281$360,827
4$9,892$15,852$350,935
5$10,341$15,402$340,594
6$10,811$14,933$329,783
7$11,302$14,442$318,481
8$11,815$13,929$306,666
9$12,351$13,392$294,314
10$12,912$12,832$281,402
11$13,498$12,245$267,904
12$14,111$11,632$253,792
13$14,752$10,992$239,040
14$15,422$10,322$223,618
15$16,122$9,622$207,496
16$16,854$8,890$190,642
17$17,619$8,124$173,023
18$18,419$7,324$154,604
19$19,256$6,488$135,348
20$20,130$5,614$115,218
21$21,044$4,700$94,174
22$21,999$3,744$72,175
23$22,998$2,746$49,177
24$24,042$1,701$25,134
25$25,134$610$0

At the end of your 5-year term

Total paid over the term
$128,719
Principal paid down
$47,406
Interest paid
$81,313
Balance remaining
$340,594

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 35 whole-home leases in Sutton & Jackson's Point$2,801/mo
$33,612Gross annual rent
5.2%Cap rate after taxes and upkeep
$2,568 to $3,161Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 35 whole-home leases in Sutton & Jackson's Point signed at a median of $2,890 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,801. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.9%
Gross yield
− Property tax $3,350− Insurance $1,400− Vacancy & upkeep $3,697Net operating income $25,164

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

CallRequest a showing