Montressor Drive
1.1 km Away2022
Sign In To See The Price21 Heathcote Avenue, Toronto, ON
St. Andrew-Windfields, Toronto · MLS® C14142064
$2,999,999
For SaleListed 6 Days Ago
3+1BedroomsBeds
4BathroomsBaths
2Garage · 8 Parking
8Parking
2000-2500Sq ft
Listed By HomeLife New World Realty Inc.
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Key Facts
- Property type
- Detached, 2-Storey
- Lot
- 100 × 125 ft
- Basement
- Finished
- Parking
- 2 garage · 8 parking (attached)
- Property tax
- $12,964 / 2026
- Offer date
- None stated
- Cross streets
- Bayview/Heathcote
- Days on market
- 6
All Facts And 9 Rooms, Floor By Floor
- Property type
- Detached, 2-Storey
- MLS®
- C14142064
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 100 × 125 ft
- Cross streets
- Bayview/Heathcote
- Parking
- 2 garage · 8 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $12,964 / 2026
- Days on market
- 6
- Offer date
- None stated
- Listing brokerage
- HomeLife New World Realty Inc.
Family RoomBasement6.60 × 3.69 m
Primary BedroomSecond7.34 × 5.15 m
hardwood floor · 4 pc ensuite · walk-in closet(s)
DenMain2.80 × 2.77 m
Hardwood Floor
Bedroom 4Basement3.38 × 4.23 m
3 Pc Ensuite
Bedroom 2Second4.35 × 2.77 m
hardwood floor · north view
Living RoomMain7.34 × 4.20 m
hardwood floor · fireplace
Bedroom 3Second3.20 × 4.11 m
hardwood floor · south view
KitchenMain4.60 × 4.40 m
granite counters · stainless steel appl
Dining RoomMain3.63 × 3.17 m
hardwood floor · french doors · w/o to patio
About This Home
From The Listing Description By HomeLife New World Realty Inc.
In short
- Exceptional Family Home in Prime St.
- Andrews-WindfieldsIdeally situated on a premium 100 x 125 ft corner lot in the highly prestigious St.
- Andrews-Windfields neighborhood, this elegantly renovated family residence offers an unmissable opportunity.
- Offering 3,317 sq ft of total fine living space (2,185 sq ft above grade plus a 1,132 sq ft finished basement), the home is thoughtfully designed for both refined...
- The spacious living room flows seamlessly into a gourmet kitchen featuring a central island, granite countertops, and premium stainless steel appliances.
Read The Full Description
Exceptional Family Home in Prime St. Andrews-WindfieldsIdeally situated on a premium 100 x 125 ft corner lot in the highly prestigious St. Andrews-Windfields neighborhood, this elegantly renovated family residence offers an unmissable opportunity.Offering 3,317 sq ft of total fine living space (2,185 sq ft above grade plus a 1,132 sq ft finished basement), the home is thoughtfully designed for both refined living and effortless entertaining. The spacious living room flows seamlessly into a gourmet kitchen featuring a central island, granite countertops, and premium stainless steel appliances. Highlights include a generous primary retreat along with abundant, light-filled living areas throughout.Surrounded by top-tier schools, lush parks, and convenient shopping at Bayview/York Mills, this beautiful property combines unmatched convenience with timeless charm. A must-see!
Our Take
Team Asgarian, RE/MAX Hallmark Realty Ltd.A small discount is typical
$2.90Mlikely sale price
Listed at $2,999,999. Going by how homes in St. Andrew-Windfields and the wider GTA have actually closed against their asking prices (about 97%, blended from 19 local closings in 90 days), the likely sale price is near $2.90M, if it sells. A realistic range is $2.72M to $3.27M.
Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It
List price
$2.72MBelow recent closings$3.27MAbove recent closings
Total price vs nearby homes. Likely closing about $2.90M, from 19 recent closings in this pocket.
The market behind the math, in St. Andrew-Windfields
19sold nearby · 90 days
$3.02Mmedian detached sold · 90 days
95%of asking, local average
~35 dayshomes like this take to sell
6days on market so far
$5,094/moest. rent · 6 leases
2.0%gross yield on the ask
Balanced market
Buyer's marketSeller's market
About 3.2 months of inventory: 20 detached homes for sale in the area against 19 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.
This home
Below area avgAbove area avg
Price per square foot: this home lists at $1,333/sqft against an area asking average of $1,019/sqft.
- Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
How this estimate is builtthe short version
The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully
Schools & getting aroundcatchment and transit
On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Based on 19 closings nearby in the last 90 days.
Sold Price Trend
Median sold price for detached homes in St. Andrew-Windfields: $2.60M in October 2026, up 16% from a year ago, on 81 closings in 10 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| November 2025 | $2.59M | 6 |
| December 2025 | $2.08M | 8 |
| February 2026 | $2.95M | 7 |
| March 2026 | $2.27M | 8 |
| April 2026 | $2.92M | 8 |
| May 2026 | $2.29M | 10 |
| July 2026 | $2.62M | 12 |
| August 2026 | $2.35M | 7 |
| September 2026 | $3.41M | 6 |
| October 2026 | $2.60M | 9 |
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Our Transactions Near This Listing
Homes Team Asgarian has handled within 2 km of Heathcote Avenue. Signed-in members see each price, verified against board records.
Harrison Road
350 m Away2016
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Gordon Road
1.5 km Away2025
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Sonata Crescent
1.1 km Away2025
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Barrydale Crescent
1.4 km Away2018
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Bamboo Grove
1.5 km Away2020
Sign In To See The PriceOther Homes For Sale In St. Andrew-Windfields
For sale in St. Andrew-Windfields now · asking prices
How This Price Compares
$3.16Mavg asking
Every home like this one for sale in St. Andrew-Windfields right now. These are asking prices, not sales.
132 York Mills Road $922/sqft$3.00M54 Magpie Crescent $1,015/sqft$3.30M4 Abrams Place $1,273/sqft$3.50M158 Owen Boulevard $824/sqft$3.50M24 Tullamore Drive $586/sqft$2.49M
Per square foot, these ask about $924/sqft; this home lists at $1,333/sqft.
The 5 closest in price of 23 for sale in St. Andrew-Windfields.
See all comparable homesNeighbourhood & Location
St. Andrew-Windfields, Toronto, ON
Commute
Time from this home to where you spend your dayEnter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Get The Full Neighbourhood Report (Schools, Parks, Transit & Safety) →
Schools & Catchment
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
82%
Park Lane Public SchoolEQAO results not published
Also nearby: 10 more schools within 2.5 km
St Andrew's Middle School · Public elementary0.7 km · 81% at standard
Windfields Middle School · Public elementary0.9 km · 91% at standard
Owen Public School · Public elementary1.0 km · 59% at standard
Dunlace Public School · Public elementary1.4 km · 69% at standard
Denlow Public School · Public elementary1.6 km · 90% at standard
Avondale Alternative Elementary School · Public elementary1.7 km · 94% at standard
Avondale Public School · Public elementary1.7 km · 70% at standard
Elkhorn Public School · Public elementary2.1 km · 85% at standard
Rippleton Public School · Public elementary2.1 km · 75% at standard
Hollywood Public School · Public elementary2.2 km · 96% at standard
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Estimated Mortgage
$13,673/mo
$557KIncome needed
5.4×Price ÷ income
$3,155Weekly cost
$122,950Land transfer tax, one-time (Ontario + Toronto)
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Mortgage is 93% of the monthly costMortgage $13,673Property tax $1,080Total carry $14,753
Calculate And Customize Your Mortgage
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
$
20.0%
$
%
Homes over $1.5M can't be insured, so 20% down or more is required.
4.59%
%
Live rate from Ratehub.caConventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.
years
years (your rate-locked period)
$13,404per month
Mortgage amount $2,399,999 · 4.59% over 25 years
$600,000Down payment (20.0%)
$2,399,999Loan before insurance
$0CMHC premium
$14,484Total monthly cost
Total monthly cost
- Mortgage payment (monthly equivalent)
- $13,404
- Property tax
- $1,080
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $14,484
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $61,475
- Toronto municipal land transfer tax
- $61,475
- Estimated closing costs
- $122,950
Plus your down payment of $600,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
6.59%Qualifying rate
$16,207/monthPayment at the qualifying rate
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
$1,621,108Total interest paid
$4,021,107Total of all payments
Principal $2,399,999 Interest $1,621,108
YearPrincipalInterestBalance
1$52,815$108,030$2,347,184
2$55,267$105,577$2,291,918
3$57,833$103,012$2,234,085
4$60,518$100,327$2,173,567
5$63,327$97,517$2,110,240
6$66,267$94,577$2,043,973
7$69,344$91,500$1,974,629
8$72,563$88,281$1,902,065
9$75,932$84,912$1,826,133
10$79,457$81,387$1,746,676
11$83,146$77,698$1,663,529
12$87,007$73,838$1,576,523
13$91,046$69,798$1,485,477
14$95,273$65,571$1,390,204
15$99,696$61,148$1,290,507
16$104,325$56,519$1,186,182
17$109,168$51,676$1,077,014
18$114,237$46,608$962,777
19$119,540$41,304$843,237
20$125,090$35,754$718,147
21$130,898$29,947$587,249
22$136,975$23,870$450,275
23$143,334$17,510$306,941
24$149,989$10,856$156,952
25$156,952$3,892$0
At the end of your 5-year term
- Total paid over the term
- $804,221
- Principal paid down
- $289,759
- Interest paid
- $514,462
- Balance remaining
- $2,110,240
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Questions About 21 Heathcote Avenue
What is the asking price for 21 Heathcote Avenue?
It is listed at $2,999,999.
How many bedrooms and bathrooms does 21 Heathcote Avenue have?
3+1 bedrooms, and 4 bathrooms (1 of them a half bath).
How big is 21 Heathcote Avenue?
The listing gives 2000-2500 sq ft of living space, on a 100 × 125 ft lot.
Does 21 Heathcote Avenue have parking?
2 garage spaces, 8 parking spaces in all.
What are the property taxes on 21 Heathcote Avenue?
$12,964 a year, for 2026.
Is there an offer date for 21 Heathcote Avenue?
The listing does not state an offer date.
Which schools is 21 Heathcote Avenue zoned for?
By the school boards' attendance boundaries: Harrison Public School, Park Lane Public School, York Mills Collegiate Institute and St. Gabriel. Boundaries change, so confirm with the board before relying on it.
When was 21 Heathcote Avenue listed?
It came on the market on November 3, 2026.
Who is the listing brokerage for 21 Heathcote Avenue?
HomeLife New World Realty Inc. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.
How can I request a showing of 21 Heathcote Avenue?
Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.
Can Team Asgarian represent me as the buyer?
Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HomeLife New World Realty Inc. MLS®/PropTx.