38 Arborea Lane, Whitchurch-Stouffville, ON
Stouffville, Whitchurch-Stouffville · MLS® N13865462
About this home
In short
- Prime Location in Stouffville.
- Welcome to this modern and luxurious townhouse offering a bright, open-concept layout with impressive 10-ft ceilings on the main level, heated floors throughout the...
- The spacious primary bedroom features a walk-in closet and a private 3-piece ensuite.
- Located in a highly sought-after, family-friendly community, just steps to schools, parks, golf courses, downtown Main Street shops and restaurants, and only minutes'...
Prime Location in Stouffville! Welcome to this modern and luxurious townhouse offering a bright, open-concept layout with impressive 10-ft ceilings on the main level, heated floors throughout the Ground level, and large windows that fill the home with natural light. The spacious primary bedroom features a walk-in closet and a private 3-piece ensuite. Meticulously maintained and move-in ready, this beautiful home offers exceptional indoor and outdoor living with a second-floor balcony and an expansive rooftop terrace-perfect for entertaining family and friends. Located in a highly sought-after, family-friendly community, just steps to schools, parks, golf courses, downtown Main Street shops and restaurants, and only minutes' walk to the GO Station. An exceptional opportunity to enjoy stylish, low-maintenance living in one of Stouffville's most desirable neighborhoods.
Key facts
- Property type
- Townhouse, 3-Storey
- MLS®
- N13865462
- Bedrooms
- 2+1 (3 total)
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 21 × 48.85 ft
- Cross streets
- Ninth Line & Millard St
- Parking
- 1 garage · 2 parking (built-in)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block, Brick
- Roof
- Flat
- Sewer
- Sewer
- Property tax
- $4,455 / 2026
- Days on market
- 13
- Listing brokerage
- HOMELIFE NEW WORLD REALTY INC.
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $557/sqft; this home lists at $538/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Stouffville, Whitchurch-Stouffville, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $559,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,096
- Property tax
- $371
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,467
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,473
- Estimated closing costs
- $10,473
Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $185,754
- Principal paid down
- $68,412
- Interest paid
- $117,342
- Balance remaining
- $491,508
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.